How to use Apple Pay while leaving your credit card at home!

Neha Roy
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Apple Pay is a dependable and safe option for individuals who wish to concentrate as many capabilities on their phone as possible. If you have an iPhone or an Apple Watch but haven't used the Apple Pay feature yet, check out this guide to learn how.

Apple Pay works in tandem with Apple Wallet, which grows in functionality with each new iteration. With the release of iOS 15, for example, Wallet now allows you to store ID cards and driver's licences in select US jurisdictions. When travelling by plane, for example, your iPhone is all you need. With iOS 16, Apple has added a new amazing feature to Apple Pay called Apple Pay Later, which allows you to pay with Apple Pay in four instalments without incurring interest.

With so many functions focused in one service, the tendency is to connect as many credit cards, airline or concert tickets, and even ID cards into Apple Wallet as feasible. Contactless payment is particularly easy whether you have an iPhone in your pocket or an Apple Watch on your wrist.

So, whether you just got a new iPhone or are adding a new debit or credit card to Wallet, learn how simple it is to set up Apple Pay from your iPhone and enjoy the convenience of making payments with only your phone. However, before you do so, double-check that your credit card is able to be linked to Apple Pay by evaluating the card issuers that work with Apple Pay.

How to Enable Apple Pay on an iPhone

The first step is to enable Apple Pay on your iPhone. Then, to set up Apple Pay on your iPhone, follow the steps below:


On your iPhone, launch the Wallet app.

In the top right corner, press the "+" button.

On the Apple Pay setup screen, tap Continue.

Choose whether you wish to add a credit or debit card, or an Apple Card, to Apple Pay.

 To add a new card, follow the instructions below. You may use the iPhone camera to scan the face of your card or manually input the card data here (card name and number). Then press the Next button.

Tap Next after entering the card's expiration date and security number.

Read the terms and conditions and agree to them.

Choose a mode of verification (e-mail, text, or phone) and input the verification code when requested. Then press the Next button.

Your bank or card issuer will validate your details, and once done, select Next to begin using Apple Pay.

The method for setting up Apple Pay on your iPad, Apple Watch, or Mac is quite similar; however, the initial few stages may differ. Also, keep in mind that the first card you add to your wallet becomes your default payment card. You can see how easy it is to set up Apple Pay on your iPhone in the video below:

With Apple Pay enabled, you may quickly make purchases and pay with your iPhone. This will necessitate the use of Face ID or your passcode, as well as a double-click on the side button to authenticate payment using Apple Pay.


If you're using Apple Watch, simply double-click the side button. Because Apple Pay is also available on the Mac, Touch ID will be required if you want to make a purchase from a computer.


So, how frequently do you make payments using your digital wallet?

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